General liability insurance offers coverage to protect against a variety of insurance claims, including property damage, personal injury and other anything else that may occur as a result of day-to-day business operations. This type of coverage protects the policy holder in the event of a lawsuit. Every contractor or small business owners should have general liability coverage to protect and safeguard their livelihood.
General liability insurance can be included with a business owners insurance policy or as a standalone. A contractor who may not need a full business owners insurance policy can easily purchase an individual general liability insurance policy. This will protect the contractor for any liability while working at a construction site or in a client’s home.
Small business owners roll their business owners insurance policies up with the amount of general liability insurance needed. This will protect any business property and offer protection should someone get injured while at the place of business.
For more information about your business insurance needs, including general liability insurance options, in the Caldwell area contact Idaho Insurance / Affordable Insurance. Call us today to get a quote.