Thanksgiving is just around the corner, which means it is time to pull out your family recipes and put out all of your favorite decorations. Unfortunately, there are also many Thanksgiving insurance risks that are associated with the holiday. Avoid these top two insurance risks this year to ensure everyone has a fun and safe holiday.
- Car accidents – with the dropping gas prices, more people are expected to drive to their families to avoid the airports. However, this means that there will be more cars on the road than in past years. There are many reasons that car accidents increase during Thanksgiving, including more congested roads, speeding, bad weather conditions, and driving while under the influence. Most people also drive at night to get home as soon as possible, which makes for more dangerous roads. If you are driving this Thanksgiving, make sure to give yourself enough time to get to your destination so you do not have to speed. Also make sure to have a designated driver if you will be drinking at your holiday party.
- House fires – there are more house fires that are caused by cooking on Thanksgiving than on any other day of the year. Especially with the popularity of deep frying turkey dinner, grease and other cooking related homeowners’ insurance claims more than double each Thanksgiving. There are also many personal injury claims made each Thanksgiving due to people being burned from splattering oil.
The best way to ensure that you are protected from any unfortunate situation this Thanksgiving is to make sure you have the right amount of insurance coverage. For all of your homeowners and auto insurance needs this holiday season, contact Idaho Insurance / Affordable Insurance in Caldwell, Idaho. As an independent insurance agency, we will work with you to make sure that you have the right amount of coverage this Thanksgiving.