If you’re a snowmobiler, that first snowflake each year means thoughts of getting outside and cutting through some powder. Snowmobiling is a lot of fun, but have you considered what happens if you’re in an accident?
Many people believe that their homeowners or auto policies cover snowmobile claims. Unfortunately, they provide little if any coverage. An insurance policy for snowmobiles can cover you, your sled and another individual’s property with four types of protection.
If you cause an accident, bodily injury liability coverage pays other injured parties’ medical expenses. Property damage liability provisions cover damage to another person’s property when you’re at fault. If you hit another object, collision coverage pays for repairs to your snowmobile. Comprehensive coverage protects you from sled damage caused by vandalism, weather or other reasons not linked to a crash with a second vehicle.
Get the most from your next run by following a few safety tips. Don’t drive without checking your sled first, when tired, at night or after drinking. Wear the right gear and always tell someone about your planned route.
For personal, professional service to meet your coverage needs, contact Idaho Insurance, serving Idaho.