If you live in a flood zone, you know the importance of having adequate flood insurance. In a nutshell, a flood is categorized as a temporary accumulation of surface waters from any source that affects land that would usually be dry. There are many advantages to having flood insurance that you may not even realize:
- You will be protected in the event of a disaster. If you are caught in a situation where you do not have insurance, you run the risk of not being able to recoup your losses. Federal disaster assistance is ONLY available if the President declares your area a disaster.
- Flood insurance pays even if your area isn’t declared a disaster up to $250,000 for your structure and $100,000 for the contents of your home.
Floods are the number one natural disaster in the United States. You don’t want to be caught in a situation where you have substantial losses and do not have coverage. For affordable insurance in the Caldwell, Idaho area, contact the Idaho Insurance specialists.